Why shouldn't a beginner devotee focus to clear the debt towards family bonds first by doing excessive service & sacrifice?

[Ms. Laxmi Thrylokya asked: Pādanamaskāraṃ Swāmi. We learnt that family bonds are major obstacles in the path of devotion to God. In Datta Vedam, You said that all the family members are only the money lenders to us in our previous birth. You also said that it is our duty to pay off their debts. Why shouldn't a beginner devotee focus on clearing this debt first by doing excessive service and sacrifice to family in short span of time? I'm assuming that family bonds will get disappeared after we clear the debt. Kindly enlighten me.]

Swāmi Replied:- Have you any guarantee about the period of your life so that in the first part, you can plan clearing the loans and in the second part, you can concentrate on God? Moreover, you don’t have any idea about the quantity of the loan so that you can fix the period of payment as per the extent of loan. The best path is to understand that the attraction towards family is based on the loans to be cleared and hence, you shall always try to come out of the attractions towards family. Anyway, you can’t come out of the attraction that is proportional to the loan. This basic attraction generates extra attraction day by day. By your efforts, you can come out at least from this extra attraction. Such efforts are again not the efforts to hate the family, but, to love God. This extra attraction can be destroyed by the attraction to God. By this, when the loan is cleared, you will not have any extra attraction towards worldly bonds. Then, your entire bond is with the God only. Otherwise, this basic attraction goes on generating extra attraction continuously like the interest growing on the principal loan. The difference between basic and extra attractions is that the former is based on loan and the latter is based on fascination. Both are bonds only irrespective of the basis of attraction. Hence, a devotee shall always put continuous efforts from the childhood onwards to go on developing attraction to God like the devotee, Prahlāda. If your attraction to God reaches the climax, God will pay your loans to your family members standing on behalf of you. Hence, concentrate on God, God and God only without paying attention to all these settlements of accounts.

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